Overview

The Cash Card interface provides you a quick, convenient and secure means to manage your own funds using the Zeta app. Cash Card displays the amount available in your personal wallet.

The amount here would be used:

• If you run short of credits in your corporate cards 
• In scenarios, where you pay using Zeta card as corporate cards are not applicable as per IT rules (For example, buying Liquor)

In other words, you can continue using Zeta to pay your expenses via the Zeta App or Super Card or Super tag if you have sufficient balance in your cash card irrespective of fund shortage in your corporate cards.

You can perform a range of activities such as view your cash card transactions, including various fund transfers as mentioned below:

View Your Cash Card

1. Open the Zeta app interface on your smart phone.
2. From the Home tab, tap or scroll up the clubbed cards at the bottom of homescreen and tap on Cash Card.
   

Recharge Your Cash Card

1. Open the Zeta app interface on your smart phone.

2. From the Home tab, click Add Money or open Cash Card from the clubbed cards at the bottom of home-screen and click Add Money.  

3. In the payment options screen, select payment option of your choice - saved cards (if any) or other options (debit card, net-banking, IMPS, UPI). Saved cards are displayed from the previous transactions and for faster payment experience.

Add via Debit Card

1. Click Add via Debit card.
2. Enter your debit card details.
   
3. Enter the amount to pay and continue.

Add via Net Banking

1. Click Add via Net Banking and select your bank from the list of banks.
   
2. Enter the amount to pay and click  . The login screen of the selected bank opens up.
   
3. Enter your bank account credentials to successfully login and add money from your bank account to your Cash Card.

Add via IMPS

1. Click Add via IMPS
   

   Your Zeta account details are generated (Account number and IFSC code) and using the account details.

2. Add your Zeta account under the beneficiary/payee list on your online banking portal from where you are going to transfer money to Cash Card using IMPS transfer option.

Add via UPI

First Time User Flow

1. Under Home tab, click Add money > Add via UPI. Enter the amount to pay and click  .
   

   The app displays the list of all active SIM in that device. 

2. Choose the number (SIM) to which an SMS is sent for verification. Verify your phone number and click ACCEPT to confirm and process your registration. In the next screen, select your bank.
   

   UPI / VPA ID is automatically generated. In case of multiple phone numbers, choose the number linked to your bank account.

3. Set an answer to a security question and click PROCEED to successfully complete your registration.

4. Choose where to pay the money from and click PROCEED TO PAY.

   

   In order to set your UPI PIN, click PROCEED TO SET UPI PIN, enter your debit card details and set the UPI PIN.

5. Enter the UPI PIN and click on  . 
   

Money will be added to your Cash Card and you can view your balance by clicking on VIEW BALANCE in the success dialogue box which appears when the transaction goes through.

Registered User Flow

1. In the Home tab, tap on Add money > Add via UPI. Enter the amount to pay and click on .
   

2. Choose where to pay the amount from and then click PROCEED TO PAY. 

   

   You can opt to set a UPI ID as default for all UPI payments.

3. Enter the UPI PIN and click on  . 

Money will be added to your Cash Card and you can view your balance by clicking on VIEW BALANCE in the success dialogue box which appears when the transaction goes through. 

Additional UPI Options

Below are the additional options which are seen while adding money through UPI. 

Transfer Funds to Zeta/Non-Zeta User

1. Open the Zeta app interface on your smart phone.

2. Tap or scroll up the clubbed cards at the bottom of home-screen and tap on Cash Card.

3. Select Send to Phone Number and specify the contact from the phone book.

4. In the amount screen, enter the transfer amount and confirm.
   

   You see cash card balance right below the amount screen for your convenience. You cannot transfer an amount beyond your cash card's limit. In that case, you’d be prompted to load money to your cash card.

   A Zeta user receives the amount instantly. A confirmation message is displayed on your app screen along with the inbox and SMS notification. A non-Zeta user will receive a Zeta sign-up notification. If the recipient does not install Zeta in 3 days, you will get back the money in your cash card.

Transfer Money to Bank Account

1. Open the Zeta app interface on your smart phone.

2. Tap or scroll up the clubbed cards at the bottom of home-screen and navigate through Cash Card > Transfer Money option.

   After clicking Transfer Money option, you will be prompted to retain your money safely in the Cash Card and use it in profitable ways. You can either retain and use your funds or continue to transfer money to your bank account by clicking Transfer To Bank Anyways.

    Click to view Image

   

3. Search your bank in the search window. Alternatively, select the bank from the popular bank list or recent transactions. Recent transactions are saved entries and for faster payment experience.

4. In the recipient screen, specify the name and account number and proceed to the next.

5. In the amount screen, enter the transfer amount and confirm.

   Remember that transfer to bank account works only when you are entitled to at least one of the corporate benefits cards such as meal, fuel, asset or so on.
   

   
   

The recipient receives the amount. A confirmation message is displayed on your app screen.

View Cash Card Transactions

1. Open the Zeta app interface on your smart phone.

2. Tap or scroll up the clubbed cards at the bottom of home-screen and tap on Cash Card.

3. Click View Transactions to view all your cash card transactions.
    

Receive Money from Your Contacts

1. Open the Zeta app interface on your smart phone.

2. Tap or scroll up the clubbed cards at the bottom of home-screen and tap on Cash Card.

3. Select Receive Money. This opens up various fund receiving options that you can share with your contacts.

4. On selecting From Mobile Phone option, perform the following:
   
   1. Share your mobile number with others to accept funds in your Zeta account.
   2. Alternatively, generate and share your Store ID, a unique short code that belongs to you. This is useful when you deal with an unknown contact and don't want to share your mobile number.
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5. On selecting From Bank Account option, you see the Zeta account details. Perform the following:
   
   1. Click Share Account Details and then select any mail or messaging app, for example, Flock, WhatsApp, Gmail and so on.
   2. Select the contact number or key in the email ID and send the account details to others.
      

Disable Cards

1. Open the Zeta app interface on your smart phone.

2. Tap or scroll up the clubbed cards at the bottom of home-screen and navigate through Cash Card (or any card) > Settings. 
   

3. Click Pause this Card and you're done. You can even pause all cards except the current one, do this by selecting Pause All Other Cards option.

Enable Cards

1. Open the Zeta app interface on your smart phone.

2. Tap or scroll up the clubbed cards at the bottom of home-screen. Click on Other Cards at the top of the screen, this displays the cards that are hidden and inactive.
   
   

3. Select the card you want to enable. 

   

4. Click Resume Card and you're done.

You can view the active card under the active pane and also use for any transactions.