Overview

Now that you have successfully

configured the Zeta app, you can access the Zeta landing page i.e., Home tab

that allows you to perform the various tasks ranging from secure merchant payments, fund transfers to manage the overall security aspects of super card usage. Zeta is equipped with anti-fraud measure such as 

SecureShield that protects your every super card transactions. 

Pay Your Expenses

You can pay your expenses to both Zeta-affiliated (online and offline mode) and non-affiliated merchants using the Zeta app or Zeta Super Card. You can also use the super card in an online payment and use Zeta SuperPIN when you’re prompted for OTP/password for faster payment experience.

To Pay using Zeta App (only affiliated merchants)

1. Open the Zeta app interface in your smart phone

2. From the Home tab, navigate to Home > Pay Merchants (Image Removed) option. This opens the payment page.
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3. Tap and hold the circled area that lets you display the Zeta code
   Note that the 6-digit code is displayed when you’re online, otherwise 9-digit code is displayed in offline mode as seen in the above illustrations. Share this code with the merchant to initiate the payment.

4. Merchant enters the zeta code in the Zeta POS console.
   

You’ve completed a payment using Zeta app. A confirmation message is displayed on your app screen along with the SMS notification.

To Pay using Zeta Super Card

1. Swipe your Zeta super card at merchant’s EDC machine
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2. Enter Zeta SuperPIN or your 4-digit security pin that belongs to you.
   In case you’ve not set a 4-digit pin, see Manage Your Super Card section to create or reset a pin using the Zeta app or Zeta web console.
   

   Note
   Zeta SuperPIN is a dynamic and unique PIN valid only for a single transaction as mentioned in the next section as an added security measure.

3. After successful verification, the transacted amount gets deducted immediately from your available Zeta fund

You’ve completed a payment using Zeta super card. A confirmation message is sent via the SMS notification. Alternately, you can see the transaction details in your Zeta app under the Inbox icon.

To Pay Online using Zeta Super Card

1. In the merchant portal, enter your 16-digit super card number and CVV code while checking out the product.

2. Proceed to the next to confirm the payment. This takes you to MasterCard site to securely authenticate the ongoing transaction
3. Use Zeta SuperPIN when you’re prompted for OTP/password:
   1. Open the Zeta app interface in your smartphone
   2. From the Home tab, navigate to Home > Pay Online (Image Removed) option. This opens the virtual super card page.
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   3. Tap on the super card to view the SuperPIN
   4. Enter the SuperPIN in MasterCard site to authenticate your online transaction

4. After successful authentication, the transacted amount gets deducted immediately from your available Zeta fund.

   Note
   You may wish to use Zeta Swipe2Pay mechanism to avoid manual OTP/password entry for security reasons. See Manage your Super Card to enable Swipe2Pay option for any online transactions using Zeta super card.

You’ve completed a payment using Zeta super card. A confirmation message is sent via the SMS notification. Alternately, you can see the transaction details in your Zeta app under the Inbox icon.

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Manage Your Funds

The Zeta interface provides a secure and simple means to manage your funds on your mobile devices. For example, you enjoy a full control and flexibility of digital mobile funds to perform various fund transfer activities such as

As a user, you experience the smart and convenient fund transfer options in the Zeta platform. You may even save your bank account details for future and instant transactions.

To Transfer Funds to Zeta/non-Zeta User

1. Open the Zeta app interface in your smart phone

2. From the Home tab, navigate to Home > Send Money (Image Removed) option. This opens up various fund transfer options.

3. Select Send to Phone Number and specify the contact from the phonebook

4. In the amount screen, enter the transfer amount and confirm.
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   Note
   You see cash card balance right below the amount screen for your convenience. You cannot transfer beyond the cash card limit and you’d be prompted to load money to your wallet and then use the service.

A Zeta user receives the amount instantly. A confirmation message is displayed on your app screen along with the inbox and SMS notification.

To Transfer Funds to Merchant

1. Open the Zeta app interface in your smart phone

2. From the Home tab, navigate to Home > Send Money (Image Removed) option. This opens up various fund transfer options.

3. Select Send to merchant and and specify the valid merchant's Zeta ID
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4. In the amount screen, enter the amount and confirm.

The merchant receives the transferred amount. A confirmation message is displayed on your app screen along with the inbox and SMS notification.

To Recharge your Cash Card

1. Open the Zeta app interface in your smart phone

2. From the Home tab, navigate to Home > Add Money (Image Removed) option

3. Follow the instructions as described in the loading your cash card section.

Your cash card is credited with the transferred amount instantly. A confirmation message is displayed on your app screen along with the inbox notification.

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Manage Your Super Card

Zeta SecureShield Security

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Let's look at the options available with SecureShield feature:

To Request a Physical Super Card

1. Open the Zeta app interface in your smartphone

2. From the Home tab, navigate to Home > Pay Online (Image Removed) option. This opens up the virtual super card page.

3. Click Request a Plastic Super Card if you wish to use the physical super card and then add your delivery address (Street Name, City, State, Pincode).
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4. Click Submit to confirm the request. A confirmation message is displayed on your app screen.

To Activate or Set a 4-Digit Secret Pin

Using Zeta App

1. Open the Zeta app interface in your smartphone

2. From the Home tab, navigate to Home > Pay Online (Image Removed) option. This opens up the virtual super card page.

3. Click Activate if you've received your physical super card and then enter your super card details such as card number, expiry date and CVV security code. Proceed to the next.
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4. Set your 4-digit secret pin and retype the pin to confirm the super card pin.
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Using Zeta Web Console

1. Go to www.zeta.in and hover the mouse pointer over the “SIGNUP/LOGIN” tab. The employer/employee signup or login screen appears.
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2. Navigate to "For employees" option to login using Zeta on web.
3. Enter your registered mobile number and proceed to the next. You receive the Zeta verification code both via SMS notification and email notification to verify your mobile number.
4. Enter the the verification code and click Verify.
5. Enter your password  and then click Sign In to access your Zeta account.
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6. Navigate to super card and click "Change PIN". The Change your PIN screen appears.
7. Enter your 4-digit new secret pin and retype the pin to confirm the PIN.
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8. Finally, click "Change Pin" to confirm the changes.

To Block Your Super Card

Using Zeta App

1. Open the Zeta app interface in your smart phone

2. From the Home tab, navigate to Home > Pay Online (Image Removed) option. This opens up the virtual super card page.

3. Click the Setting icon that opens up Manage Super Card screen.
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4. Swipe Turn off this card option to block your card in idle time or in an event of fraud or lost scenarios. Use the same option to enable the super card again.

Using Zeta Web Console

1. Go to www.zeta.in and follow Steps 1-5 as described in Activating PIN using Zeta web console
2. Navigate to super card and click "Block this Card". The Block your Super Card screen appears.
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3. Click "Block Card" to block your card.

To SecureShield Your Super Card

1. Open the Zeta app interface in your smart phone

2. From the Home tab, navigate to Home > Pay Online (Image Removed) option. This opens up the virtual super card page.

3. Click the Setting icon that opens up Manage Super Card screen.
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4. Click SecureShield Settings to view the list of additional security measures that you can trigger to safeguard your super card transactions:

1. 1. SuperPIN (Offline security): You may wish to use dynamic Zeta SuperPIN or code in lieu of static 4-digit security pin, swipe Use only SuperPIN option to enable the dynamic pin for any offline transactions using Zeta super card.

   2. Swipe2Pay (Online security): You may wish to use Zeta Swipe2Pay mechanism to avoid manual OTP/password entry, swipe Use only Swipe2Pay option to enable the option for any online transactions using Zeta super card.

   3. LocationShield (Location security): You may wish to use geo-tagging feature to avoid any location mismatch of super card transactions, swipe Enable LocationShield option to enable this option for all transactions using your card details. This helps you to block mismatched and unlawful transactions.

   4. Change static PIN: Click Set/Change Static PIN to change your 4-digit security pin and enter new PIN twice. Alternately, reset the pin using the web console.

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Remember that employers would disburse Optima payroll allowances and claims benefits such as meal voucher or telephone allowances to employees' Zeta account. A successful app configuration enables you to view your active corporate cloud cards under the Cards tab.

You may also see your cash card, rewards card and linked bank accounts to perform various fund transaction activities. In latest android release, card orientation and display patterns are improved to enhance the user experience and you see all your cards in a stacked fashion overlapping one after the another. 

Using Home tab you can perform following tasks:

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