Books and Periodicals Card

Zeta Books & Periodicals Card is a comprehensive tax benefit program that your organisation grants for books and periodicals expenses every month based on the company’s policy and IT guidelines. The amount loaded into the card is non-taxable. 

1. Provides both online and offline payment option.
2. Provides an option of paying by any denomination.
3. Eliminates the need for manual bill submission and last-minute hassle of collecting bills.
4. Eliminates the process of storing and procuring bills.
5. Provides a secure and effortless way to use and redeem Books & Periodicals Card's balance to save tax.

Your company should sign up with us and choose to offer Zeta Books & Periodicals Reimbursements as an employee tax benefit. Your Zeta Books & Periodicals Card is credited every month or as per your organisation policy, which you can access via Zeta app or Zeta on Web platform.

Your employer will credit your Zeta Books & Periodicals Card during monthly payout.

Your reimbursements can be declined due to following issues while submitting bills:

• If you submit bills from last fiscal year.
• If submitted bill are blurred, faded, tampered or overwritten.

Ensure that your employer has updated valid phone number or email ID in the transfer order file. Visit Zeta support for more assistance.

Since your employer provides you the Zeta Books & Periodicals credits against your email ID or phone number, ensure that your email ID or phone number is verified to get the Zeta Books & Periodicals credits regularly.

You can opt for Zeta Books & Periodicals Reimbursements any time in a year, provided your company policies allow it. Your reimbursements for the period will be calculated as per guidelines set by your organisation.

Note that all your reimbursement instruments get closed after every financial year end (effective 20th March'18) and the following settlements are done for any outstanding balance in your cards and the amount stuck in your holding account:

1. Any remaining amount can either be transferred in full to your Cash Card and appropriate tax deductions can be made while processing payroll or the remaining amount could be recalled and credited as part of your payroll, after making appropriate deductions, as per your company's policy.
2. Any claim uploaded and approved but the amount not reimbursed into the cash card due to non-compliance with the KYC or PPI limit is paid to you as a part of your monthly salary with no tax deductions.

Yes. Zeta Books & Periodicals Card is 100% compliant with Information Technology Act and to know more, refer to Where does Zeta stand?

Zeta Books & Periodicals Card is valid for 3 years. It can be customised as per your organisation's policy.

There is no limit set by the Income Tax department on Zeta Books & Periodicals Card. However, an organisation can choose to set a limit for their employees according to their company policy.

1. Receive a Zeta Books & Periodicals Card from your HR. 
2. Shop your books and periodicals using the Zeta app or Zeta Super Card
3. Upload the valid and legible bill of your purchase

You can use Zeta Books & Periodicals Card via the following Zeta payment tools based on the implementation at your organisation end:

1. Zeta Super Card®, a Rupay or Mastercard-powered physical card.
2. Zeta Code, generates a code that you can share with the merchant.
3. Zeta app on your Android, Windows or iOS smartphones.

Any unclaimed amount in Books & Periodicals Card in a fiscal year would be treated as a taxable component. In this case, you receive the amount after the tax deduction.

• Open the Zeta app.

• Go to passbook located on the home screen. All your cards appear on the top of the screen.

• Click on the Books and Periodicals Card to view transactions.

1. Open the Zeta app and locate Books & Periodicals Card.
2. Click on the Upload Bill option.
3. Click photos or upload pictures of the bills.
4. Enter the bill amount.

5. Submit your claim.
   

No. Only bills from the current financial year will be accepted.

Yes. Zeta provides both multiple bill upload and lengthy bill upload features.

You need not keep a physical copy of bills unless your company wants you to do so.