Fusion system supports 3 types of Account Holders in order to support various use-cases of the issuer - Real (Individual), Legal (Company), and Headless (Anonymous). See Account Holders for more detailed information.

Yes, an application request with details must be submitted prior to Creating an Account Holder for an applicant.

You can use vectors such as phone number or email to retrieve Account Holder details. Pass the type of vector ("p" for phone and "e" for email) in the request header which was passed while Creating an Account Holder.

When you hit the Account Holder creation API (newIndividual), you need to ensure that form Id , aadhaar number and mobile number are always unique.

For example: Account Holder (AH) is already created at our end. When you hit the Account Holder creation API again, you get a timeout error and do not get the AH value. Hence, when hitting the API again with the same vectors and parameters, you must ensure that the form Id , aadhaar and mobile number are different. Our system will return the same AH value only if the form Id, aadhaar number and mobile number is unique, else an error will be thrown.